How to Choose the Home Insurance That’s Right for You
For most people, a home is the most valuable asset and therefore requires adequate protection for worst-case scenarios. Homeowners insurance is vital as it prevents you from financial challenges if someone gets injured on your property and sues you or you suffer a home-related loss. Although this insurance is not a legal requirement, it’s mandatory […]
Why Do You Need Homeowners Insurance?
Why Do You Need Homeowners Insurance? If you’re buying a home or have already completed the process, you may be familiar with homeowners insurance. Your home is likely your most valuable asset. Homeowners’ insurance helps to protect you and your investment due to future uncertainty. Unlike auto insurance, homeowners insurance is not a legal requirement. However, […]
Does Renters Insurance Cover Water Damage?
Damage from water can result in serious material losses. You could end up spending much money trying to recover the destroyed property. The only option will be to replace almost everything the water has touched in most cases. As a renter, for you to handle such eventualities with ease, you need renters insurance. Renter’s insurance […]
Things to Know About Insurance Adjusters
Filing an insurance claim can be a stressful process, but it’s easier and faster with the help of a good insurance adjuster. They help evaluate the extent of damage after a significant incident such as flooding, windstorm, or fire. Let’s explore who insurance adjusters are and how they handle insurance claims. Who Is an Insurance […]
Help Get Insurance to Pay for Water Damage
Water damage can be one of the most costly types of damage to repair and replace. Rain, floods, and leaks are unavoidable. When an insurance company receives a water damage claim, they will decide whether or not to pay for the claims based on several factors. If the worst happens, you will have to file […]
Why you need an Experienced Restoration Contractor to Restore and Remodel Your Home
In 2019, there are more homes under insurance covers, compared to three decades ago. It is however interesting to note that in case of property damage, very few homeowners understand the right procedure to claim compensation. The following is a comprehensive guide on approaching home owner insurance claim, working with contractors and other factors you […]
Flooded basement – will my insurance cover?
Flooded basements – what to do if a basement floods? Few things in a homeowner’s life are so stressful as a flooded basement. Unfortunately for your insurance, this is also among the most unclear situations you can face regarding insurance coverage and claims. Some causes of flooding the home owner’s insurance policy will cover, while […]
What do Insurance Adjustors Do?
Experiencing damage to your home is disconcerting and, depending on the extent of the devastation, can be downright frightening and traumatic. Whether the destruction comes in the form of fire, water damage, smoke, or mold, the effect is troublesome in the extreme, as your house is your most important investment. After the initial shock of […]
What will it cost? Top 6 Questions to ask before a home damage restoration
Accidents can and do happen. You’ve just purchased the apartment of your dreams in New York’s historic yet on-trend Carnegie Hill neighborhood. After five paychecks’ worth of savings, your furniture and fixtures are ready to be put on display. Let the dinner parties begin, right? Now, imagine that one of your apartment’s old pipes burst […]